Payment switch for Vietnamese financial institutions

A payment switch that runs in Vietnam, your way

VNSwitch connects your systems to many payment providers through one integration, routes every transaction, and keeps your data where you control it.

  • On-premises deployment
  • One-click PaaS on Vietnam-resident infrastructure
Request a demo Compare deployment options

The challenge

Payments are core to your business, and hard to run

  • One integration per provider

    Every bank, gateway and wallet has its own API, signing scheme and process. Each new connection is a new project.

  • Single points of failure

    When one provider goes down, transactions fail and revenue stops.

  • Manual reconciliation

    Each provider has its own file format and schedule, so mismatches are hard to catch.

  • Data must stay in Vietnam

    Personal-data protection and data-localisation rules require clear control over where data is processed.

Platform

One switching layer for every payment flow

VNSwitch sits between your core systems and your payment providers.

  • One integration, many providers

    One unified API. Add or switch providers without rewriting your integration.

  • Smart routing and retries

    Route by your rules (cost, success rate, method) and retry automatically through another provider.

  • Payments, refunds and payouts

    Manage the full lifecycle: payments, refunds and payouts on one platform.

  • Saved methods and recurring payments

    Save verified payment methods and create mandates for recurring payments.

  • Secure card vault

    Card data is encrypted and tokenised in a separate vault, isolated from business flows.

  • Unified dashboard

    Track transactions, refunds and provider performance in one place.

  • APIs and webhooks for core systems

    REST APIs and webhooks to connect your core banking, wallet, ERP and reconciliation systems.

  • Reconciliation-ready data

    Normalised transaction data for reconciliation with each provider.

Deployment options

On-premises or PaaS: you choose where VNSwitch runs

Both options run the same platform. They differ in where it runs and who operates the infrastructure.

On-premises

For institutions that need full control of infrastructure and data in their own data centre.

Where it runs
Your data centre or private cloud
Operated by
Your team, with VNSwitch support for rollout and operations
Time to start
Per project plan: installation, testing, acceptance
Data location
Entirely within your infrastructure
Upgrades
You schedule upgrades; VNSwitch provides releases
Compliance responsibilities
You manage infrastructure and certifications; VNSwitch provides security documentation
Discuss on-premises

One-click PaaS in Vietnam

For institutions that want to start fast without running infrastructure, with data kept in Vietnam.

Where it runs
Cloud infrastructure located in Vietnam
Operated by
Operated and monitored by VNSwitch
Time to start
Environment provisioned in one click
Data location
Stored and processed in Vietnam
Upgrades
VNSwitch updates with advance notice to you
Compliance responsibilities
VNSwitch manages infrastructure; you manage policies and customer data
Start with PaaS

PaaS pricing

Choose a plan by monthly payment volume

Start free on one-click PaaS and move up as your payment volume grows.

  • Free

    VND 0 /month

    100 payments/month

    For trials and API integration.

    Get the Free plan

  • Startup

    VND 9,900,000 /month

    1,000 payments/month

    For businesses starting to take payments.

    Choose Startup

  • SME

    VND 79,000,000 /month

    10,000 payments/month

    For growing businesses.

    Choose SME

  • Enterprise

    Contact us Custom quote

    More than 10,000 payments/month

    For high volumes and custom requirements.

    Talk to sales
  • Prices exclude VAT.
  • Every payment attempt counts as one payment, including attempts that fail.
  • If you go over your plan's limit, you have 3 days to upgrade to a larger plan.
  • Prices apply to one-click PaaS. On-premises deployments are quoted per project.

Vietnam ecosystem

Built for Vietnamese payment methods

VNSwitch handles VND and the payment flows Vietnamese customers use. The status of each connection is shown openly.

  • Available

    International cards

    Accept international cards through ready-made gateway connections.

  • Roadmap

    Domestic cards

    Payments with domestic bank cards.

  • Roadmap

    VietQR / NAPAS 247

    Dynamic VietQR codes with real-time payment confirmation.

  • Roadmap

    Bank account linking

    Link bank accounts, top up and pay from linked accounts.

  • Roadmap

    Payouts to bank accounts

    Pay out to accounts at any Vietnamese bank, with beneficiary name lookup.

  • Roadmap

    E-wallets

    Payments through popular Vietnamese e-wallets.

Roadmap: in analysis or development; the status changes to Available once the connection passes testing with the provider.

Security and compliance

Designed for Vietnamese regulatory requirements

  • Data stays in Vietnam

    PaaS runs on infrastructure located in Vietnam; on-premises runs entirely inside yours.

  • Personal-data protection

    Helps institutions meet their obligations under Decree 13/2023/ND-CP on personal data protection.

  • Domestic data storage

    Supports in-country data storage requirements under Decree 53/2022/ND-CP.

  • Encryption and masking

    Sensitive data is encrypted and masked in logs; card data is isolated in the card vault.

  • Verified callbacks

    Provider signatures are verified before any transaction status changes.

  • Audit trail

    Every transaction state change is recorded for audit and reconciliation.

Who it is for

For institutions where payments are core business

  • Banks

    Central switching for cards, QR and payouts, running inside the bank’s infrastructure.

  • E-wallets and payment intermediaries

    Connect many banks for top-ups, withdrawals and payments, routed by cost and success rate.

  • Fintechs and platforms

    One API for payments, refunds and payouts instead of many separate integrations.

  • Consumer finance and securities

    Recurring collections, account top-ups and disbursements on one platform.

How it works

From first call to go-live

On-premises

  1. Discuss needs and current architecture
  2. Deployment design and security review
  3. Install in your infrastructure and connect providers
  4. Testing, acceptance and go-live

One-click PaaS

  1. Discuss needs and scope
  2. Provision your environment on Vietnam-resident infrastructure
  3. Configure connections and integrate the API
  4. Testing and go-live

FAQ

Frequently asked questions

How long does deployment take?
PaaS environments are provisioned in one click; time to go-live depends on the number of connections and the depth of integration. On-premises follows a project plan. We share a concrete plan after the first call.
Which payment methods are supported?
See Vietnam ecosystem: each method is marked Available or Roadmap.
Where is our data stored and how is it protected?
With PaaS, data is stored and processed in Vietnam. On-premises, data never leaves your infrastructure. Sensitive data is encrypted; card data is isolated in the card vault.
How is pricing structured?
PaaS has plans by monthly payment volume, see Pricing. On-premises and the Enterprise plan are quoted to your needs: contact us.
What support and SLA do you offer?
Support plans and SLA commitments are agreed in the contract for each deployment option.
How does VNSwitch connect to our existing systems?
Through REST APIs and webhooks. Your core systems call one API; VNSwitch handles each provider connection.

Request a demo

Tell us what you need. Our solutions team will contact you to discuss and propose the right deployment option.

  • Talk directly to our solutions team
  • Get an on-premises or PaaS proposal
  • No commitment
Deployment option of interest (required)